Commercial Insurance in North Carolina

If you own or are considering starting a business in North Carolina, you should know about the various types of commercial insurance products available to protect your business

The Small Business Administration (SBA) includes the following descriptions of business or commercial insurance.

  • General Liability. This can cover a business from a financial loss as the result of an injury or claim of negligence.

  • Product Liability. This is protection for companies that manufacture, wholesale, distribute, or retail a product and may be liable for the product’s safety.

  • Professional Liability. Frequently referred to as Errors and Omissions coverage, this is malpractice insurance for professionals.

  • Commercial Property Insurance. This can cover a company’s property and assets including structures, inventory, furniture, electronics, and more.

  • Home-Based Business Insurance. Believing your homeowners insurance will cover your at-home enterprise can be a costly mistake. Home-based businesses should consider this type of coverage.

Young Insurance Associates are commercial insurance agents serving large and small businesses in North Carolina. As independent insurance agents, we can offer loss protection products from a variety of insurance providers. Our independence gives us the freedom to scour multiple companies for improved coverage at a better price.

If you are currently operating a business in the state and would like a no-obligation commercial insurance review, we invite you to contact us. Make arrangements with one of our professional and experienced agents to go over your present policy and make recommendations if necessary. If you like, we can get comparative quotes from other providers to see if they can improve your coverage and/or save you money. If you are just starting out, let us help you get coverage you can have confidence in.

Contact us today and get the peace of mind and commercial insurance you deserve. We look forward to assisting you and your business.